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For Sale · Midland · Single Family

$499,900

642-644 BAY STREET, Midland

Bedrooms

Bathrooms

About This Home

The details.

Attention Investors or First Time Home Buyers. Amazing Opportunity. One Structure - Two Semi-Detached Houses. Live in One Complete Semi-Detached House and Rent Out the Other One. Or Rent Out Both. Legal Duplex! Municipal Address 642/644 Bay Street is a 50 x 150 Foot Lot with A Full Semi-Detached Structure Being Sold. 3 Kitchens, 3 Bathrooms, 5 Bedrooms. Parking on Both Sides of the Houses. Garage Converted to...

Summarizing the highlights...

MLS® S13532098Listing courtesy of ROYAL LEPAGE RCR REALTYView on map Street view

Property Details

Facts & features.

Property type: Single Family
Ownership: Freehold
Storeys: 2
Parking: 2 spaces
Listed on: 2026-07-07
Days on market: 8
MLS number: S13532098
Data source: Toronto Regional Real Estate Board

July Value

What this home is worth.

Calculating a July Value estimate...

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Location

Where it sits.

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Run The Numbers

Mortgage and cash flow

Mortgage calculator.

Home priceDown payment20%Rate (%)Amortization

Monthly mortgage payment

$2,338

$399,920 financed over 25 years at 5%. For guidance only, not a quote or approval.

Cash flow analysis.

Property tax / moMaintenance / moRental income / mo

Monthly cost (mortgage + tax + maintenance)

$2,338

Cash flow

-$2,338

Estimates for education only. Talk to a JULY advisor for real numbers on this home.

Midland right now

Active listings

New this week

$598,000

Median asking price

Live snapshot from the MLS® feed. Sold-price history and trend charts arrive with our VOW data feed.

The Neighbourhood

Living in Midland.

Household and demographic stats for Midland, from the Statistics Canada 2021 Census.

17,817
Population (2021): 50
Median age: 7,850
Households: 2.2
Avg household size: 65.7%
Home ownership: $69,500
Median household income

Midland market trends

The immediate block around this home (0.5 km radius): about 477 residents in 167 homes, 3,206 people/km² (urban).

Source: Statistics Canada 2021 Census, Midland, Town, Ontario; block-level figures from dissemination area 35430598.

Schools

Nearby schools

K-12 schools closest to this home, with straight-line distances.

no score data
Sacred Heart School
450 m
catholic · elementary
no score data
Huron Park Public School
1.5 km
public · elementary
no score data
St Theresa's Separate School
1.9 km
catholic · secondary
no score data
Mundy's Bay Elementary Public School
2.0 km
public · elementary

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Rental Market

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Active rentals close to this home, for rent-versus-buy context and investors sizing up cash flow.

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Listing information is provided courtesy of the Canadian Real Estate Association's Data Distribution Facility (DDF®) and is deemed reliable but is not guaranteed accurate by JULY Realty or CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos identify professional services rendered by REALTOR® members of CREA to effect the purchase, sale and lease of real estate as part of a cooperative selling system. The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by CREA and identify real estate professionals who are members of CREA.