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For Sale · Smiths Falls · Single Family

$325,000

UNIT #316 - 40 PEARL STREET, Smiths Falls

Bedrooms

Bathrooms

About This Home

The details.

Set within one of Smiths Falls' most inviting and beautifully maintained condominium buildings, this bright two-bedroom suite offers a spacious, well-designed layout and a refreshingly easy way of living. The main living area is open, airy, and comfortably sized, with room to gather, entertain, dine, and relax without compromise. A charming Juliette balcony adds a lovely connection to the outdoors, while large...

Summarizing the highlights...

MLS® X13551086Listing courtesy of RE/MAX AFFILIATES MARQUISSee all units in this building View on map Street view

Property Details

Facts & features.

Property type: Single Family
Ownership: Condominium/Strata
Parking: 1 space
Strata fee: $300 / monthly
Listed on: 2026-07-10
Days on market: 5
MLS number: X13551086
Data source: Ottawa Real Estate Board

July Value

What this home is worth.

Calculating a July Value estimate...

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Location

Where it sits.

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Run The Numbers

Mortgage and cash flow

Mortgage calculator.

Home priceDown payment20%Rate (%)Amortization

Monthly mortgage payment

$1,520

$260,000 financed over 25 years at 5%. For guidance only, not a quote or approval.

Cash flow analysis.

Property tax / moMaintenance / moRental income / mo

Monthly cost (mortgage + tax + maintenance)

$1,520

Cash flow

-$1,520

Estimates for education only. Talk to a JULY advisor for real numbers on this home.

Smiths Falls right now

Active listings

New this week

$439,900

Median asking price

Live snapshot from the MLS® feed. Sold-price history and trend charts arrive with our VOW data feed.

The Neighbourhood

Living in Smiths Falls.

Household and demographic stats for Smiths Falls, from the Statistics Canada 2021 Census.

9,254
Population (2021): 47.2
Median age: 4,310
Households: 2.1
Avg household size: 54.8%
Home ownership: $61,200
Median household income

Smiths Falls market trends

The immediate block around this home (right here): about 872 residents in 450 homes, 1,130 people/km² (suburban).

Source: Statistics Canada 2021 Census, Smiths Falls, Town, Ontario; block-level figures from dissemination area 35090201.

Schools

Nearby schools

K-12 schools closest to this home, with straight-line distances.

no score data
Smiths Falls District Collegiate Institute
290 m
public · secondary
no score data
Chimo Elementary School
320 m
public · elementary
no score data
St. Luke Catholic School
570 m
catholic · middle
no score data
St. Luke Catholic High School
600 m
catholic · secondary

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Rental Market

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Active rentals close to this home, for rent-versus-buy context and investors sizing up cash flow.

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Listing information is provided courtesy of the Canadian Real Estate Association's Data Distribution Facility (DDF®) and is deemed reliable but is not guaranteed accurate by JULY Realty or CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos identify professional services rendered by REALTOR® members of CREA to effect the purchase, sale and lease of real estate as part of a cooperative selling system. The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by CREA and identify real estate professionals who are members of CREA.