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For Sale · Cobourg

$999,000

96 JAMES STREET W, Cobourg

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Bedrooms

3 (1 half)

Bathrooms

About This Home

The details.

Nestled in the heart of Cobourg's coveted Heritage District, this stunning brick Craftsman Four Square home is a timeless blend of historic charm and thoughtful modern updates. Rich in character and beautifully maintained, the home showcases gleaming hardwood floors, exquisite original wood trim, leaded glass details, and all the treasured architectural features that have been lovingly preserved throughout the...

Summarizing the highlights...

MLS® X13159808Listing courtesy of REAL ESTATE HOMEWARDView on map Street view

Property Details

Facts & features.

Property type: Single Family
Ownership: Freehold
Storeys: 2
Parking: 5 spaces
Listed on: 2026-05-22
Days on market: 55
MLS number: X13159808
Data source: Toronto Regional Real Estate Board

Market intelligence

Statistics and history.

Days on market

Cobourg median asking

$699K

65 active listings

New this week

65 active listings

Where this price sits in Cobourg

$400KThis listing$1.5M

Computed live from active MLS listings we track. Sold-price history and multi-year assessment history switch on when sold-data access arrives.

Coming Soon

Listing & sold history.

These sections unlock with our sold-data feed. They are reserved here so you know exactly what is on the way.

Sold history for this homeComing soon

Listing history (every time it hit the market)Coming soon

Days-on-market trend for this areaComing soon

Nearby sold comparisonsComing soon

July Value

What this home is worth.

Calculating a July Value estimate...

Location

Where it sits.

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Run The Numbers

Mortgage and cash flow

Mortgage calculator.

Home priceDown payment20%Rate (%)Amortization25 yr

Monthly mortgage payment

$4,672

$799,200 financed over 25 years at 5%. For guidance only, not a quote or approval.

Cash flow analysis.

Property tax / moMaintenance / moRental income / mo

Monthly cost (mortgage + tax + maintenance)

$4,672

Cash flow

-$4,672

Estimates for education only. Talk to a JULY advisor for real numbers on this home.

Cobourg right now

Active listings

New this week

$699,000

Median asking price

Live snapshot from the MLS® feed. Sold-price history and trend charts arrive with our VOW data feed.

The Neighbourhood

Living in Cobourg.

Household and demographic stats for Cobourg, from the Statistics Canada 2021 Census.

20,519
Population (2021): 54.8
Median age: 9,135
Households: 2.2
Avg household size: 68.7%
Home ownership: $77,000
Median household income

Cobourg market trends

The immediate block around this home (right here): about 493 residents in 305 homes, 3,433 people/km² (urban).

Source: Statistics Canada 2021 Census, Cobourg, Town, Ontario; block-level figures from dissemination area 35140157.

Schools

Nearby schools

K-12 schools closest to this home, with straight-line distances.

no score data
William Academy
290 m
independent · k12
no score data
St. Michael Catholic Elementary School
330 m
catholic · elementary
no score data
C R Gummow School
1.4 km
public · elementary
no score data
Burnham School
1.4 km
public · elementary

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Rental Market

Rentals nearby

Active rentals close to this home, for rent-versus-buy context and investors sizing up cash flow.

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Listing information is provided courtesy of the Canadian Real Estate Association's Data Distribution Facility (DDF®) and is deemed reliable but is not guaranteed accurate by JULY Realty or CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos identify professional services rendered by REALTOR® members of CREA to effect the purchase, sale and lease of real estate as part of a cooperative selling system. The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by CREA and identify real estate professionals who are members of CREA.