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For Sale · St. Thomas

$559,000

3 - 125 ELM STREET, St. Thomas

Bedrooms

Bathrooms

About This Home

The details.

Welcome to Pinafore Terrace, one of St. Thomas' most coveted waterfront condominium communities. Wake up overlooking beautiful Pinafore Lake and spend your evenings relaxing on your private balcony as the sun reflects across the water. Nestled beside picturesque Pinafore Park, this exceptional residence offers a peaceful lifestyle surrounded by nature while remaining just minutes from everyday amenities....

Summarizing the highlights...

MLS® X13576352Listing courtesy of PRIME REAL ESTATE BROKERAGESee all units in this building View on map

Property Details

Facts & features.

Property type: Single Family
Ownership: Condominium/Strata
Parking: 1 space
Strata fee: $350 / monthly
Listed on: 2026-07-17
Days on market: 2
MLS number: X13576352
Data source: London and St. Thomas Association of REALTORS®

Market intelligence

Statistics and history.

Days on market

St. Thomas median asking

$573K

132 active listings

New this week

132

132 active listings

Where this price sits in St. Thomas

$399KThis listing$825K

Computed live from active MLS listings we track. Sold-price history and multi-year assessment history switch on when sold-data access arrives.

Coming Soon

Listing & sold history.

These sections unlock with our sold-data feed. They are reserved here so you know exactly what is on the way.

Sold history for this homeComing soon

Listing history (every time it hit the market)Coming soon

Days-on-market trend for this areaComing soon

Nearby sold comparisonsComing soon

July Value

What this home is worth.

Calculating a July Value estimate...

Run The Numbers

Mortgage and cash flow

Mortgage calculator.

Home priceDown payment20%Rate (%)Amortization25 yr

Monthly mortgage payment

$2,614

$447,200 financed over 25 years at 5%. For guidance only, not a quote or approval.

Cash flow analysis.

Property tax / moMaintenance / moRental income / mo

Monthly cost (mortgage + tax + maintenance)

$2,614

Cash flow

-$2,614

Estimates for education only. Talk to a JULY advisor for real numbers on this home.

St. Thomas right now

132

Active listings

132

New this week

$572,946

Median asking price

Live snapshot from the MLS® feed. Sold-price history and trend charts arrive with our VOW data feed.

The Neighbourhood

Living in St. Thomas.

Household and demographic stats for St. Thomas, from the Statistics Canada 2021 Census.

42,840
Population (2021): 43.6
Median age: 18,060
Households: 2.3
Avg household size: 67.8%
Home ownership: $75,000
Median household income

St. Thomas market trends

Source: Statistics Canada 2021 Census, St. Thomas, City, Ontario.

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Rental Market

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Listing information is provided courtesy of the Canadian Real Estate Association's Data Distribution Facility (DDF®) and is deemed reliable but is not guaranteed accurate by JULY Realty or CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos identify professional services rendered by REALTOR® members of CREA to effect the purchase, sale and lease of real estate as part of a cooperative selling system. The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by CREA and identify real estate professionals who are members of CREA.