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For Sale · Waterloo

$820,000

109 WHITE OAK Place, Waterloo

Tour this home

Bedrooms

Bathrooms

2,528

Size

1978

Year built

About This Home

The details.

Gorgeous oversized raised bungalow on a quiet dead end street with no traffic. No sidewalk to shovel either! This home has over 2500 square feet of finished living space offering 3+1 beds and 2 full baths. The upstairs is nicely updated with hardwood floors and a custom kitchen with stone counter-tops. The stainless appliances includes a gas stove for the resident chef. The family room has 3 skylights bathing the...

Summarizing the highlights...

MLS® 40849092Listing courtesy of Royal LePage Wolle RealtyView on map Street view

Property Details

Facts & features.

Property type: Single Family
Ownership: Freehold
Year built: 1978
Size: 2,528 sqft
Storeys: 1
Parking: 6 spaces
Listed on: 2026-07-16
Days on market: 7
MLS number: 40849092
Data source: Cornerstone Association of REALTORS®

Market intelligence

Statistics and history.

Days on market

Typical in Waterloo: 9 days

Waterloo median asking

$625K

443 active listings

Price per sqft

$324

Based on 2,528 sqft interior

How fast is this listing moving?

FastSlow

Market demandHot

QuietHot

82 new this week of 443 active listings in Waterloo, blended with typical days on market.

Where this price sits in Waterloo

$200KThis listing$1.5M

Computed live from active MLS listings we track. Sold-price history and multi-year assessment history switch on when sold-data access arrives.

Coming Soon

Listing & sold history.

These sections unlock with our sold-data feed. They are reserved here so you know exactly what is on the way.

Sold history for this homeComing soon

Listing history (every time it hit the market)Coming soon

Days-on-market trend for this areaComing soon

Nearby sold comparisonsComing soon

July Value

What this home is worth.

Calculating a July Value estimate...

Location

Where it sits.

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Run The Numbers

Mortgage and cash flow

Mortgage calculator.

Home priceDown payment20%Rate (%)Amortization25 yr

Monthly mortgage payment

$3,835

$656,000 financed over 25 years at 5%. For guidance only, not a quote or approval.

Cash flow analysis.

Property tax / moMaintenance / moRental income / mo

Monthly cost (mortgage + tax + maintenance)

$3,835

Cash flow

-$3,835

Estimates for education only. Talk to a JULY advisor for real numbers on this home.

Waterloo right now

443

Active listings

New this week

$625,000

Median asking price

Live snapshot from the MLS® feed. Sold-price history and trend charts arrive with our VOW data feed.

The Neighbourhood

Living in Waterloo.

Household and demographic stats for Waterloo, from the Statistics Canada 2021 Census.

121,436
Population (2021): 36
Median age: 47,040
Households: 2.5
Avg household size: 61.3%
Home ownership: $94,000
Median household income

Waterloo market trends

The immediate block around this home (0.3 km radius): about 785 residents in 297 homes, 3,391 people/km² (urban).

Source: Statistics Canada 2021 Census, Waterloo, City, Ontario; block-level figures from dissemination area 35300052.

Schools

Nearby schools

K-12 schools closest to this home, with straight-line distances.

no score data
Sir Edgar Bauer Catholic Elementary School
400 m
catholic · elementary
no score data
N A MacEachern Public School
760 m
public · elementary
no score data
Northlake Woods Public School
780 m
public · elementary
no score data
Cedarbrae Public School
930 m
public · elementary

Similar homes

Nearby homes like this one.

Rental Market

Rentals nearby

Active rentals close to this home, for rent-versus-buy context and investors sizing up cash flow.

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Listing information is provided courtesy of the Canadian Real Estate Association's Data Distribution Facility (DDF®) and is deemed reliable but is not guaranteed accurate by JULY Realty or CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos identify professional services rendered by REALTOR® members of CREA to effect the purchase, sale and lease of real estate as part of a cooperative selling system. The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by CREA and identify real estate professionals who are members of CREA.