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For Sale · St. Thomas

$555,221

45 HARROW LANE, St. Thomas

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Bedrooms

3 (1 half)

Bathrooms

About This Home

The details.

HST REMOVED! Welcome to the Elmwood model located in Harvest Run. This Doug Tarry built, 2-storey semi detached is the perfect starter home. A Kitchen, Dining Area, Great Room & Powder Room occupy the main level. The second level features 3 spacious Bedrooms including the Primary Bedroom (complete with 3pc Ensuite & Walk-in Closet) as well as a 4pc main Bathroom. The unfinished basement is a blank canvas, ready for...

Summarizing the highlights...

MLS® X13583214Listing courtesy of ROYAL LEPAGE TRILAND REALTYView on map

Property Details

Facts & features.

Property type: Single Family
Ownership: Freehold
Storeys: 2
Parking: 3 spaces
Listed on: 2026-07-20
Days on market: 1
MLS number: X13583214
Data source: London and St. Thomas Association of REALTORS®

Market intelligence

Statistics and history.

Days on market

Typical in St. Thomas: 7 days

St. Thomas median asking

$571K

141 active listings

New this week

141 active listings

How fast is this listing moving?

FastSlow

Market demandHot

QuietHot

18 new this week of 141 active listings in St. Thomas, blended with typical days on market.

Where this price sits in St. Thomas

$385KThis listing$800K

Computed live from active MLS listings we track. Sold-price history and multi-year assessment history switch on when sold-data access arrives.

Coming Soon

Listing & sold history.

These sections unlock with our sold-data feed. They are reserved here so you know exactly what is on the way.

Sold history for this homeComing soon

Listing history (every time it hit the market)Coming soon

Days-on-market trend for this areaComing soon

Nearby sold comparisonsComing soon

July Value

What this home is worth.

Calculating a July Value estimate...

Run The Numbers

Mortgage and cash flow

Mortgage calculator.

Home priceDown payment20%Rate (%)Amortization25 yr

Monthly mortgage payment

$2,597

$444,177 financed over 25 years at 5%. For guidance only, not a quote or approval.

Cash flow analysis.

Property tax / moMaintenance / moRental income / mo

Monthly cost (mortgage + tax + maintenance)

$2,597

Cash flow

-$2,597

Estimates for education only. Talk to a JULY advisor for real numbers on this home.

St. Thomas right now

141

Active listings

New this week

$570,708

Median asking price

Live snapshot from the MLS® feed. Sold-price history and trend charts arrive with our VOW data feed.

The Neighbourhood

Living in St. Thomas.

Household and demographic stats for St. Thomas, from the Statistics Canada 2021 Census.

42,840
Population (2021): 43.6
Median age: 18,060
Households: 2.3
Avg household size: 67.8%
Home ownership: $75,000
Median household income

St. Thomas market trends

Source: Statistics Canada 2021 Census, St. Thomas, City, Ontario.

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Rental Market

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Listing information is provided courtesy of the Canadian Real Estate Association's Data Distribution Facility (DDF®) and is deemed reliable but is not guaranteed accurate by JULY Realty or CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos identify professional services rendered by REALTOR® members of CREA to effect the purchase, sale and lease of real estate as part of a cooperative selling system. The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by CREA and identify real estate professionals who are members of CREA.