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For Sale · St. Thomas

$565,000

174 ELM STREET, St. Thomas

Bedrooms

Bathrooms

About This Home

The details.

Welcome to this beautifully updated 3+1 bedroom home in a convenient St. Thomas location, just steps from St. Thomas Elgin General Hospital. Situated on a bus route and close to shopping, restaurants, schools, Pinafore Park, and other everyday amenities, this home offers both comfort and convenience. Inside, you'll find a bright, move-in-ready interior featuring a fully renovated kitchen with modern cabinetry, new...

Summarizing the highlights...

MLS® X13589476Listing courtesy of ELGIN REALTY LIMITEDView on map

Property Details

Facts & features.

Property type: Single Family
Ownership: Freehold
Storeys: 1
Parking: 3 spaces
Listed on: 2026-07-21
Days on market: 2
MLS number: X13589476
Data source: London and St. Thomas Association of REALTORS®

Market intelligence

Statistics and history.

Days on market

Typical in St. Thomas: 9 days

St. Thomas median asking

$571K

153 active listings

New this week

153 active listings

How fast is this listing moving?

FastSlow

Market demandHot

QuietHot

22 new this week of 153 active listings in St. Thomas, blended with typical days on market.

Where this price sits in St. Thomas

$379KThis listing$825K

Computed live from active MLS listings we track. Sold-price history and multi-year assessment history switch on when sold-data access arrives.

Coming Soon

Listing & sold history.

These sections unlock with our sold-data feed. They are reserved here so you know exactly what is on the way.

Sold history for this homeComing soon

Listing history (every time it hit the market)Coming soon

Days-on-market trend for this areaComing soon

Nearby sold comparisonsComing soon

July Value

What this home is worth.

Calculating a July Value estimate...

Run The Numbers

Mortgage and cash flow

Mortgage calculator.

Home priceDown payment20%Rate (%)Amortization25 yr

Monthly mortgage payment

$2,642

$452,000 financed over 25 years at 5%. For guidance only, not a quote or approval.

Cash flow analysis.

Property tax / moMaintenance / moRental income / mo

Monthly cost (mortgage + tax + maintenance)

$2,642

Cash flow

-$2,642

Estimates for education only. Talk to a JULY advisor for real numbers on this home.

St. Thomas right now

153

Active listings

New this week

$570,708

Median asking price

Live snapshot from the MLS® feed. Sold-price history and trend charts arrive with our VOW data feed.

The Neighbourhood

Living in St. Thomas.

Household and demographic stats for St. Thomas, from the Statistics Canada 2021 Census.

42,840
Population (2021): 43.6
Median age: 18,060
Households: 2.3
Avg household size: 67.8%
Home ownership: $75,000
Median household income

St. Thomas market trends

Source: Statistics Canada 2021 Census, St. Thomas, City, Ontario.

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Rental Market

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Listing information is provided courtesy of the Canadian Real Estate Association's Data Distribution Facility (DDF®) and is deemed reliable but is not guaranteed accurate by JULY Realty or CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos identify professional services rendered by REALTOR® members of CREA to effect the purchase, sale and lease of real estate as part of a cooperative selling system. The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by CREA and identify real estate professionals who are members of CREA.