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For Sale · Waterloo

$749,000

120 ELGIN CRESCENT, Waterloo

Bedrooms

Bathrooms

About This Home

The details.

Situated in one of Waterloo's most desirable and walkable neighbourhoods, 120 Elgin Crescent presents a well-kept 4-bedroom, 2-bathroom bungalow with a layout designed for both everyday living and flexibility. The main floor features a dedicated den, offering the perfect space for a home office, playroom, or quiet retreat. The kitchen is thoughtfully laid out with solid maple cabinetry and a gas stove, providing...

Summarizing the highlights...

MLS® X13591704Listing courtesy of EXP REALTYView on map

Property Details

Facts & features.

Property type: Single Family
Ownership: Freehold
Storeys: 1
Parking: 5 spaces
Listed on: 2026-07-22
Days on market: 2
MLS number: X13591704
Data source: Toronto Regional Real Estate Board

Market intelligence

Statistics and history.

Days on market

Typical in Waterloo: 9 days

Waterloo median asking

$625K

454 active listings

New this week

454 active listings

How fast is this listing moving?

FastSlow

Market demandHot

QuietHot

92 new this week of 454 active listings in Waterloo, blended with typical days on market.

Where this price sits in Waterloo

$200KThis listing$1.5M

Computed live from active MLS listings we track. Sold-price history and multi-year assessment history switch on when sold-data access arrives.

Coming Soon

Listing & sold history.

These sections unlock with our sold-data feed. They are reserved here so you know exactly what is on the way.

Sold history for this homeComing soon

Listing history (every time it hit the market)Coming soon

Days-on-market trend for this areaComing soon

Nearby sold comparisonsComing soon

July Value

What this home is worth.

Calculating a July Value estimate...

Run The Numbers

Mortgage and cash flow

Mortgage calculator.

Home priceDown payment20%Rate (%)Amortization25 yr

Monthly mortgage payment

$3,503

$599,200 financed over 25 years at 5%. For guidance only, not a quote or approval.

Cash flow analysis.

Property tax / moMaintenance / moRental income / mo

Monthly cost (mortgage + tax + maintenance)

$3,503

Cash flow

-$3,503

Estimates for education only. Talk to a JULY advisor for real numbers on this home.

Waterloo right now

454

Active listings

New this week

$625,000

Median asking price

Live snapshot from the MLS® feed. Sold-price history and trend charts arrive with our VOW data feed.

The Neighbourhood

Living in Waterloo.

Household and demographic stats for Waterloo, from the Statistics Canada 2021 Census.

121,436
Population (2021): 36
Median age: 47,040
Households: 2.5
Avg household size: 61.3%
Home ownership: $94,000
Median household income

Waterloo market trends

Source: Statistics Canada 2021 Census, Waterloo, City, Ontario.

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Rental Market

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Active rentals close to this home, for rent-versus-buy context and investors sizing up cash flow.

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Listing information is provided courtesy of the Canadian Real Estate Association's Data Distribution Facility (DDF®) and is deemed reliable but is not guaranteed accurate by JULY Realty or CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos identify professional services rendered by REALTOR® members of CREA to effect the purchase, sale and lease of real estate as part of a cooperative selling system. The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by CREA and identify real estate professionals who are members of CREA.