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For Sale · Waterloo

$265,000

312 - 321 SPRUCE STREET, Waterloo

Bedrooms

Bathrooms

About This Home

The details.

Excellent Investment Opportunity. 1+1 Corner Condo Unit Located In The Center Of University Town In Waterloo. Steps Away from Wilfred Laurier University, University Of Waterloo And Conestoga College. The unit features a well-designed layout, quartz countertops, premium laminate flooring throughout, in-suite laundry, and comes with furniture (sold as-is). The bright den includes two windows and can serve as a second...

Summarizing the highlights...

MLS® X13062008Listing courtesy of HOMELIFE LANDMARK REALTY INC.See all units in this building View on map

Property Details

Facts & features.

Property type: Single Family
Ownership: Condominium/Strata
Strata fee: $705 / monthly
Listed on: 2026-04-30
Days on market: 89
MLS number: X13062008
Data source: Toronto Regional Real Estate Board

Market intelligence

Statistics and history.

Days on market

Typical in Waterloo: 13 days

Waterloo median asking

$630K

515 active listings

New this week

515 active listings

How fast is this listing moving?

FastSlow

Market demandHot

QuietHot

89 new this week of 515 active listings in Waterloo, blended with typical days on market.

Where this price sits in Waterloo

$220KThis listing$1.5M

Computed live from active MLS listings we track. Sold-price history and multi-year assessment history switch on when sold-data access arrives.

Coming Soon

Listing & sold history.

These sections unlock with our sold-data feed. They are reserved here so you know exactly what is on the way.

Sold history for this homeComing soon

Listing history (every time it hit the market)Coming soon

Days-on-market trend for this areaComing soon

Nearby sold comparisonsComing soon

July Value

What this home is worth.

Calculating a July Value estimate...

Run The Numbers

Mortgage and cash flow

Mortgage calculator.

Home priceDown payment20%Rate (%)Amortization25 yr

Monthly mortgage payment

$1,239

$212,000 financed over 25 years at 5%. For guidance only, not a quote or approval.

Cash flow analysis.

Property tax / moMaintenance / moRental income / mo

Monthly cost (mortgage + tax + maintenance)

$1,239

Cash flow

-$1,239

Estimates for education only. Talk to a JULY advisor for real numbers on this home.

Waterloo right now

515

Active listings

New this week

$629,900

Median asking price

Live snapshot from the MLS® feed. Sold-price history and trend charts arrive with our VOW data feed.

The Area

What surrounds this property.

Transit stations: 21
Malls + supermarkets: 55
Pharmacies + hospitals: 54
City population: 121,436
Median household income: $94,000

The Neighbourhood

Living in Waterloo.

Household and demographic stats for Waterloo, from the Statistics Canada 2021 Census.

121,436
Population (2021): 36
Median age: 47,040
Households: 2.5
Avg household size: 61.3%
Home ownership: $94,000
Median household income

Waterloo market trends

Source: Statistics Canada 2021 Census, Waterloo, City, Ontario.

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Rental Market

Rentals nearby

Active rentals close to this home, for rent-versus-buy context and investors sizing up cash flow.

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Listing information is provided courtesy of the Canadian Real Estate Association's Data Distribution Facility (DDF®) and is deemed reliable but is not guaranteed accurate by JULY Realty or CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos identify professional services rendered by REALTOR® members of CREA to effect the purchase, sale and lease of real estate as part of a cooperative selling system. The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by CREA and identify real estate professionals who are members of CREA.